Have you dreamed up the perfect building, but your available capital falls short? You can rest easy — there are some good financing options for your pole barn, barndominium, or metal building project. However, there are many factors to consider when determining which is the best fit for your situation.

For a small and simple building such as a hobby shop, conventional personal loans can work well. For larger residential projects such as an equestrian building or large workshop, a home improvement loan may be the best answer.

If you would like to finance a barndominium, a mortgage is most likely the best route, but the construction method becomes very important. Built correctly, a barndominium can easily qualify for a conventional construction loan; the key is approaching your lending institution correctly. One of our experienced building consultants can give you some key pointers to help the process go smoothly.

If you are looking for a farm building or a pole barn for your ranch operations, there are a multitude of financing and leasing options for your agricultural needs.

Below is a list of financial institutions that are familiar with pole barn, barndominium, and metal building funding. Premier Structures, LLC is not affiliated with any of these independent financial providers.

 

HFS - Home Improvement Loans

  • Direct to Consumer Funding

  • No Impact on credit to apply

  • Unsecured loans

  • Loans up to $500,000

  • Terms up to 20 years

  • Fund any home improvement project (primary residence only)

  • Fund up to 120% of your total project cost

 

New Century Bank - Residential Construction Loans

  • As low as 10% Down Payment (plus closing costs)

  • Peace of mind to have a permanent fixed rate mortgage commitment in place while building. 

  • Allows the client to be their own General Contractor or do a portion of the work themselves.

  • 5 acres up to 160 acres and the equity counts the same as cash.   

  • Short term loans to buy land and build; then include the debt in the construction mortgage.

  • All your construction expenses may be included.

  • A lender who will listen to client needs and lead the client through the lending process.